Business Plan Preparation
for Raising Finance
Business plans and financial projections for banks,
investors and financing programmes
Securing bank financing, investment or grant funding requires not only a promising business idea but also a clear and well-structured financial rationale for the project.
Kreston Ukraine helps companies prepare business plans and financial models for banks, investors, international financial institutions and business support programmes.
We combine Kreston Ukraine’s financial and advisory expertise with the technological capabilities of the Growexa platform, enabling us to structure business plans, financial forecasts and key project indicators and tailor them to the specific purpose of raising finance.
When a Business Plan Is Required
- obtain a bank loan, including financing under the government programme “Affordable Loans 5-7-9%”;
- finance the purchase of equipment or the expansion of production;
- obtain grant or donor funding;
- apply for financing from an international financial institution;
- attract a private or strategic investor;
- scale the business or launch a new business line.
Who Can Benefit from This Service
- small and medium-sized businesses;
- manufacturing and agricultural companies;
- trading and service companies;
- IT and technology businesses;
- logistics companies;
- real estate development and investment companies;
- companies scaling their operations or launching new business lines.
If financing has already been secured, Kreston Ukraine also provides grant project audit services, including verification of the use of funds and compliance with the requirements of the grant agreement.
What Business Plan Preparation Includes
Company and Project Overview
Information about the business, products or services, team, operating structure and purpose of raising finance.
Market and Competitive Analysis
Assessment of the market, key trends, competitors, customers and factors affecting business development.
Sales Strategy
Description of revenue streams, key resources, sales channels and the main value drivers.
Investment and Operating Plan
Required investment, allocation of funds and key stages of project implementation.
Risk Analysis
Identification of key factors that may affect the implementation of the business plan and the company’s ability to meet its financial obligations.
Financial Plan
Forecasts of revenue, expenses, cash flows, financial position and key project performance indicators.
Financial Model – the Basis
for the Project’s Financial Rationale
A financial model is one of the key components of a business plan and is often a primary focus of analysis for banks and investors. It helps assess the financial viability of the project, determine its financing needs and evaluate the company’s ability to service the capital raised.
In many cases, a financial model may be sufficient to assess a project without preparing a comprehensive business plan. Kreston Ukraine can therefore develop a financial model either as part of a business plan or as a standalone deliverable.
Depending on the project and its objectives, the financial model may include:
Modelling of revenue, cost of sales and operating expenses based on key business assumptions.
Forecasts of financial performance, cash flows, assets, liabilities and equity.
Assessment of investment requirements and resources needed to finance operating activities.
Calculation of financing requirements, interest payments, repayment schedules and debt burden.
Calculation of EBITDA, DSCR, NPV, IRR, profitability and other relevant indicators depending on the project objectives.
Assessment of how changes in key assumptions may affect financial performance and project resilience.
Combining Financial Expertise and Technology
Kreston Ukraine uses the capabilities of the Growexa technology platform to prepare business plans and financial models.
This combination helps automate certain stages of business plan preparation and financial forecasting, while Kreston Ukraine experts focus on the economic rationale of the project, validation of key assumptions and adaptation of materials to the requirements of a specific lender or investor.
As a result, the client receives more than an automatically generated document – a business plan that combines Growexa’s technological capabilities with Kreston Ukraine’s professional expertise.
What the Client Receives
The client receives a structured business plan tailored to the requirements of a specific bank, investor or financing programme.
Depending on the purpose and scope of the engagement, the document may include:
- company and project overview and financing objectives;
-
a financial model, including:
- P&L forecast;
- Cash Flow forecast;
- projected Balance Sheet;
- scenario and sensitivity analysis;
- calculation of key financial indicators;
- market, competitive and risk analysis;
- operating and investment plans;
- conclusions on the financial viability of the project and its ability to service the financing raised.
Where required, Kreston Ukraine experts also provide advisory support in preparing materials for submission to a lender or investor.
Business Plan for the “Affordable Loans 5-7-9%” Programme
to authorised banks under the “Affordable Loans 5-7-9%” programme.
We help structure the input data, prepare financial forecasts and substantiate the financing requirements,
allocation of funds and the company’s ability to service the loan.
The documents are tailored to the project parameters and the requirements of the specific bank.
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Frequently Asked Questions
No. The decision to provide financing is made by the bank or another lender. A well-prepared business plan helps present the project, its financial performance, financing requirements and sources of repayment in a clear and structured manner.
Yes. We can help prepare a business plan and financial model for an application to an authorised bank under the “Affordable Loans 5-7-9%” programme. Specific requirements depend on the bank, financing parameters and the current terms of the programme.
Growexa is used as a technology tool for structuring business plans and preparing financial forecasts. Kreston Ukraine experts analyse the input data, validate the financial logic and tailor the materials to the client’s needs.
Yes. A business plan and financial model can be tailored for a private or strategic investor, investment fund or international financial institution.
Yes. If required, Kreston Ukraine experts can prepare a financial model as a standalone deliverable. Growexa functionality may be used for financial calculations and forecasting.
Yes. We can review and update an existing business plan or financial model to reflect new assumptions or lender requirements.
Prepare a Business Plan to Raise Finance
Kreston Ukraine will help you structure your business plan, develop a financial model and prepare materials for a bank, investor or financing programme, combining professional financial expertise with the technological capabilities of Growexa.